401k Plan Consulting DRAFT

401(k) Plan Consulting

A 401(k) should do more than check a box.

It should reduce your burden, support your people, and strengthen the business. Valenta Capital provides hands-on plan management, personal guidance for employees, and deeper planning for leadership.

A Trusted Fiduciary Partner

Your plan responsibilities should not sit with HR alone.

Valenta Capital serves as a 3(38) fiduciary, taking responsibility for selecting, monitoring, and replacing plan investments. We document decisions, review investments quarterly, coordinate with service providers, and help keep the plan prepared for audits and regulatory questions.

Documented, well-governed plan oversight.

Quarterly fiduciary investment review
Investment Policy Statement evaluation
Fee benchmarking and vendor analysis
Written plan objectives and decision records
Coordination with the TPA and recordkeeper

The Full Plan Relationship

Less burden for your team. More value for your people.

Quarterly investment review

Evaluate the lineup, document decisions, and replace investments when they no longer meet the plan’s standards.

Plan design review

Review plan features, participation, leadership needs, and opportunities to improve outcomes.

Fee and vendor benchmarking

Compare costs and service, then run a documented RFP process when change is warranted.

Participant education

Meet employees face to face, support enrollment, and explain decisions in plain language.

Personal financial planning

Give employees access to guidance that connects the 401(k) to the rest of their financial life.

Operational coordination

Manage the details among HR, the TPA, the recordkeeper, payroll, and other service providers.

Beyond The Retirement Plan

Financial guidance for the people behind the business.

A retirement plan is only one part of a much larger financial picture. Valenta Capital helps coordinate investment management, tax strategy, retirement, estate planning, and liquidity planning for all stakeholders through one trusted advisory relationship.

For every employee

Education and planning support that meets participants where they are.

For key leaders

Tailored guidance for compensation, taxes, estate planning, and retirement.

For HR

A responsive partner who handles the logistics and fields employee questions.

For business owners

A bridge from the company plan into personal wealth and succession planning.

Participant Choice

Guidance that meets you where you are.

Hands On

Participants choose among the plan’s core investment options with education and support.

Target Date

A diversified age-based option for participants who prefer a simpler path.

Hands Off

Actively managed portfolios from Valenta Capital for participants who prefer ongoing professional oversight.

Hands-On Team. National Platform.

Boutique service with institutional resources.

Your day-to-day relationship stays with Valenta Capital. Behind that team sits Concurrent’s technology, investment resources, and retirement plan scale. This structure gives plan sponsors direct access and personal service without sacrificing the depth expected by larger organizations.

Move forward with confidence.

We’ll show you where a more integrated approach can strengthen your financial strategy.

Schedule a Conversation